Friday, September 9, 2011

S/L: Mandate Birth Control Insurance Coverage for Women

Cost should not matter when deciding birth control

My commentary:

Posted by zemack July 25, 2011 at 11:39AM

“But it’s up to every woman to decide for herself whether or not to use birth control.” Who would disagree with that? But it’s also up to that woman to pay for it herself, not force others to pay through a compulsory insurance mandate. But, there are hundreds of benefit mandates forced upon our “private” health insurance across the nation. So, if a woman is forced to pay for some guy’s prostate cancer treatment of Viagra in the same way, why shouldn’t she demand he pay for her birth control? It seems only fair, right?

What’s unfair is for government to impose any mandates at all. Insurers and their customers have a moral right to contract freely with each other, to mutual benefit, without government interference. Government’s job is to enforce those health insurance contracts and prosecute fraud and breech of contract, not redistribute wealth through regulation and law. That is not only immoral, but is one of the prime reasons for out-of-control health costs. When each of us is forced to pay for everyone else’s healthcare, but not our own, then the incentive is to not give a hoot what our’s costs, but to simply pressure government to dump our costs on others. Socialism turns everyone into predators, not “brothers and sisters”.

Our health insurance system is a socialized system through and through. “Private” insurance is only nominally so, and is really an extension of government. It is far from anything resembling a free market, being more in the nature of economic fascism – i.e., socialism through the back door. Of course, we have real socialism in the system too, through Medicare, Medicaid, S-CHIP, and so on.

The S/L justifies this new mandate on the grounds of “public health” because “About half of all pregnancies in the United States are unplanned, which places a heavy strain on society.” But who switched the burden of unplanned pregnancies onto “society” – onto others through their taxes – in the first place? It was the statists themselves through government programs. To “fix” that problem, they propose to widen government control of medicine through our quasi-governmental insurance industry in the form of this new mandate.

No one is morally responsible for another’s health care needs, except as dictated by personal choices and actions – such as bringing a child into the world. Beyond that, the moral standards of individual rights, free markets, and a free society means every adult individual is responsible for his own healthcare needs only, until and unless he/she volunteers to give financial help to a neighbor or friend or even a stranger. No one’s unfilled needs places an automatic moral claim on the money or services of another, beyond private voluntary charity. Until we accept these moral truths, we will continue to build toward totalitarian socialism one brick at a time.

1 comment:

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